Author: TheWireHub.net

Erebor Bank’s deposit insurance application has been approved by the Board of Directors of the Federal Deposit Insurance Corporation. Erebor received approval for a bank charter in October, the first de novo national bank charter issued under the current administration. Headquartered in Columbus, Ohio, the bank was founded by top VCs/entrepreneurs.  This includes Peter Thiel, Joe Lonsdale, and Palmer Lucky. Diogo Mónica, founder of Anchorage Digital, is a member of its Board of Directors. Owen Rapaport is the bank’s CEO. The FDIC notes that Erebor Bank’s proposed business model will focus on providing deposit and lending products to businesses and individuals…

Dapper Labs, a renowned blockchain company recognized in the global non-fungible token market for creating viral non-fungible token projects such as CryptoKitties and NBA Top Shot, has launched a new non-fungible token collection on its blockchain network, Flow. This NFT series, presented as digital pins, is meant to celebrate 55 years of Aristocats. In this article, we shall explore more about this highly anticipated NFT collection. Dapper Labs Drops A New NFT Collection In a December 16 site publication, Dapper Labs confirmed plans to launch a new non-fungible token collection on Flow, a scalable blockchain network for digital collectibles and…

I’ve seen things. I’ve seen TVs, wearables, smart home gear, small appliances, computer accessories, office furniture, and all the other gadgets that a consumer-tech journalist might have encountered over some 30 years of product testing. Well, now it’s December 2025, and I’m ready to go on the record and make some holiday gift suggestions. Buy these for some GenX dude in your life. Or buy them for yourself. I don’t care. Why are we still talking? Read my list. Ryobi 18V Hand Vacuum Jon Phillips/Foundry When I fired up my Ryobi hand vac the very first time, I was surprised…

Wall Street is optimistic about the first six months of 2026.AFP via Getty ImagesWith the S&P 500 rising about 16% this year as of mid-December, 2025 has been good for investors. Though Wall Street isn’t expecting a repeat, it’s optimistic about the first six months of 2026, forecasting an 11% increase in the S&P 500 for the year.Interest rates are expected to drop because the labor market is shaky even as inflation remains above the Federal Reserve’s 2% target. Corporate earnings are expected to push up stocks. Capital flowing into artificial intelligence will drive growth, particularly among builders of AI…

Whether returning to work after a health-related pause or looking to advance an established career, setting clear goals for 2026 can foster both professional growth and financial stability. For individuals receiving Social Security Disability Insurance (SSDI), this planning process is especially critical, as it may involve unique considerations around income, health and benefit protections.iStock.com/damircudic.As 2025 winds down, many individuals are already reflecting on their progress and setting intentions for the coming year. Whether returning to work after a health-related pause or looking to advance an established career, setting clear goals for 2026 can foster both professional growth and financial stability.…

A comprehensive look at local, multi-state and national news events provided by the ABC 6 News Team including updates on sports and weather conditions and traffic.(ABC 6 News) – Every December, Apple highlights the apps that made the biggest impact on users. This year’s App of the Year is Tiimo, a simple but powerful planning tool that has become a favorite for people who want an easier way to stay on schedule.Tiimo originally gained popularity among people with ADHD and others who struggle with executive functioning. Apple pointed out that Tiimo succeeds because it breaks routines into small, doable steps…

TALLAHASSEE — After a ruling last week allowed Florida to begin enforcing a 2024 law designed to prevent children from having access to certain social-media sites, tech industry groups Wednesday asked a federal appeals court to quickly hear arguments about whether the law violates First Amendment rights. The groups NetChoice and the Computer & Communications Industry Association filed a motion requesting that the 11th U.S. Circuit Court of Appeals “expedite” oral arguments and a decision on the constitutional issue. U.S. District Judge Mark Walker in June issued a preliminary injunction to block the law (HB 3), agreeing with the industry…

A learner who knows how to use artificial intelligence to get “unstuck” when they encounter a challenge or need feedback.A problem solver who can use AI to brainstorm possibilities.A researcher who can use AI to independently verify information and find areas of widespread agreement.Those are some of the key attributes of an “AI-ready” high school graduate as described by ISTE+ASCD, a professional development organization, in a profile unveiled earlier this year. The nonprofit was inspired by a widespread trend among districts and states to define which skills a student should leave high school with, such as the ability to communicate…

“It’s not the plan,” PayPal’s CEO said in April when Semafor asked him whether the fintech giant planned to turn itself into a regulated bank. “We’ve kept it very balance-sheet-light, and we’ll let banks do what banks do really well.” Fast forward eight months and PayPal is becoming a bank. The company applied to Utah’s state regulators for a slimmed-down license that would allow it to take federally insured deposits and make loans to its business customers, “reducing reliance on third parties.” Fintech players that launched proudly as antibanks — content to peel away their customers and avoid the regulatory…

Asset manager Bitwise released a new report that argues that bitcoin is poised to break from its historical four-year market cycle, setting new all-time highs in 2026 while becoming less volatile and less correlated with equities. Bitwise’s Chief Investment Officer Matt Hougen outlined three forecasts he says matter most for crypto investors: the end of the four-year cycle, continued volatility compression, and declining correlation between BTC and traditional stock markets. The four-year cycle is ‘significantly weaker’ Bitcoin has historically followed a four-year pattern tied to the halving cycle, typically marked by three years of gains followed by a sharp pullback.…

Wearable technology may not be the solution to helping employees amid a rising wave of customer aggression, according to a study published by the Queensland University of Technology (QUT). This comes after a 2023 survey of Australian retail and fast-food workers, which found 87 per cent of them had experienced customer abuse, up from 56 per cent in two years.  “Since the pandemic, we have seen rates of customer aggression increase across the retail and fast-food sectors. During the busy Christmas period, customer aggression really peaks, driven by frustration, car park chaos, crowding and busy shopping centres,” Professor Gary Mortimer…

CRYPTO investments are set to be regulated within two years as part of a major shake-up. The Financial Conduct Authority (FCA) today published proposals for new standards and rules for firms in the sector. Sign up for the Money newsletter Thank you! Bitcoin is one of the most famous cryptocurrencies but it is extremely volatileCredit: Reuters These came just a day after the government also presented draft legislation for cryptoasset companies. The new rules, which come into force in 2027, are said to make the industry more transparent and make it easier to detect suspicious activity and hold crypto firms…

Despite the common advice to start a budget, many people find it difficult to stick to a budget or feel like budgeting just doesn’t work for them. Rich & REGULAR, a popular money podcast by Kiersten and Julian Saunders, recently shared a fresh perspective on why most budgeting advice falls short.For You: 6 Things You Must Do When Your Savings Reach $50,000Learn More: 8 Frugal Habits Americans Are Ridiculed for — and Why You Shouldn’t CareLet’s explore why most budgeting advice doesn’t work and how a more flexible, realistic approach can help you take control of your finances and actually…

A new House proposal is hoping to reform the way the Department of Veterans Affairs oversees its software by requiring the agency to be more transparent about how it uses its current products. The legislation, introduced on Thursday by Rep. Nancy Mace, R-S.C., would direct the VA secretary “to establish and implement a comprehensive policy for managing software assets throughout the Department.” These steps include requiring VA to create a departmentwide software inventory and purge duplicative or inefficient services. “Major software acquisitions” would also be coordinated by the chief information officer, and the department would be directed to “adopt cost-effective licensing strategies,…

‘AI is rewriting the economics of service delivery at the exact time IT service providers are rethinking how they operate. Shield is this incredible combination of long-term vision, technological expertise and operational know-how. We have lightning in a bottle,’ says Jim Siders, Shield Technology Partners’ new CEO. Shield Technology Partners has tapped longtime Palantir executive Jim Siders as its new CEO, the company said Monday, betting on deep enterprise IT and AI experience to accelerate the growth of its national IT services platform. Siders joins Shield after spending more than a dozen years at Palantir, most recently as CIO. He…

Adding to these complexities, recent discussions around cuts to the Manufacturing Extension Partnership (MEP) program, a key driver of technology adoption and competitiveness in U.S. manufacturing, have sparked concern across the industry, as reported in Machine Design’s sister brand IndustryWeek. The article highlights the important roles such programs play in accelerating innovation adoption at the plant floor, particularly for the small and medium enterprises that form the backbone of advanced manufacturing ecosystems. At the same time, fluid power technologies—long a foundational element of industrial machinery—are showing renewed signs of growth and modernization in 2026. These are being driven by trends…