For Certified Financial Planner and Rancho Santa Fe resident Richard Rojeck, the art of helping others is engrained in his day to day.
For over 40 years, Rojeck has protected, organized and helped individuals manage wealth, thriving in the middle ground between educating and meeting client’s individual needs.
His financial planning firm, Sagemark Consulting, provides clients with clarity and understanding, something Rojeck feels is vital for anyone, at any financial phase of life.
“My clients tend to be business owners, suite executives, highly compensated individuals or people who are retired. I help people address the issues unique to them, but across the board I am helping with financial planning,” said Rojeck.
Now, Rojeck has published his second book, titled Wealth -Strategies to Grow and Protect What Matters. Following the 2019 publication of his first book, Wealth – The Ultra-High Net Worth Guide to Growing and Protecting Assets, Rojeck is hopeful his words will serve as a tool for educating readers, regardless of financial status.
“I want to share insights for the purpose of helping people. A few years after my first book, I still had more ideas. Times have changed and so do finances, this all led me to this second edition. In this new book, I expanded on more subject matter. One of the new areas I speak about is legacy, which is the process of individuals thinking about what will matter in the future,” said Rojeck. “The other new chapter is Family Governing, which deals with infrastructure required to sustain financial legacies.”
In Wealth -Strategies to Grow and Protect What Matters, Rojeck dives into topics like How much wealth is enough?; defining a legacy; family governance, estate, gift and income tax strategies; charitable planning; family business; succession planning, and more.
With clients and readers of his books vastly ranging in demographic, Rojeck is hopeful that anyone, anywhere can gain valuable financial literacy from his teachings.
Looking beyond current wealth, Rojeck wants readers to take an open-minded approach to deeply understanding finances and the nuances that come with it, at any scale.
“The people reading this book may not consider themselves to be ultra-high-net worth, but the principals of financial planning are highly applicable across the board. In general, the ideas discussed in my practice and in the book are universally applicable,” said Rojeck.
In almost every chapter, Rojeck includes a case study, a key detail he feels will help readers put themselves in a hypothetical financial position and better understand what each scenario or teaching means to them.
“This helps really illustrate the points of the chapters,” said Rojeck.
Above all, Rojeck wants to make professional financial advice accessible.
“I think everyone benefits from knowledge of fiduciary advice. Everyone needs that, in order to make smart financial decisions. The need for that only continues to grow and evolve as time goes on. With the growth of technology, my ability to deliver this advice changes,” said Rojeck.
For Rojeck, delivering this advice and sharing years of wisdom with readers truly is his calling.
“Some people have careers, some people have jobs, other people have callings. I look at this as my calling, I am so inspired to do this work because it helps me work with a niche group within the population,” said Rojeck.
Rojeck closes out Wealth -Strategies to Grow and Protect What Matters with a chapter titled Tying it All Together.
“I provide a checklist for readers to establish a benchmark for their own finances. This helps them look at the book in the context of themselves and measure the book against their own criteria,” said Rojeck. “Readers can go through that checklist last, or first as a way to comprehend the material with it in mind.”
Wealth -Strategies to Grow and Protect What Matters was published by Palgrave Macmillan. It is available on Amazon and through Springer.
More information on Rojeck and Sagemark Consulting can be found at www.sagemarkpws.com
Matters” by Richard P. Rojeck
(Courtesy of Richard Rojeck)
