Author: TheWireHub.net

Karim Chowdhury has joined Nedbank Private Wealth’s head of private banking, Isle of Man. Karim joins the Douglas firm from Union Bancaire Privée where he was director of Private Banking.

1. Why is 2026 important for blockchain companies in the USA?2026 is seen as a turning point because regulations are clearer and institutions are adopting blockchain at larger scale.2. Are blockchain companies still risky investments?Risk still exists, but companies focused on infrastructure, compliance, and real use cases are considered more stable.3. What role do stablecoins play in blockchain growth?Stablecoins help enable fast payments, settlements, and digital dollar use without high volatility.4. Why are analytics companies like Chainalysis important?They help track transactions, prevent fraud, and meet regulatory requirements, which is critical for mass adoption.5. Will blockchain replace traditional finance systems?Blockchain is…

CES 2026 has come and gone, but it’s never too late to take a closer look at the many smart home gadgets that companies unveiled during the event.If you are looking for your next smart home purchase, these CES 2026 gadgets may be the one for you.Best Smart Home Gadgets to Buy From CES 2026Check out the list below to discover the best smart home gadgets to buy.1. Ring Car Alarm Ring offers users a new device to help with safety and security, but this time, it is for your car. It brings a built-in Amazon Sidewalk feature to help…

Stock pickers have long sought to beat the market, and most continue to fail, with the rate of underperformance of U.S. large-cap mutual funds, after fees, against the S&P 500 between 80%-90% of all funds over a decade. But there are ways to think about generating what is known as alpha — outperformance of a benchmark — at a broader portfolio construction level, using strategies that involve assets from cash to bonds to commodities. This approach is a focus for asset management firms from Pimco to State Street Investment Management, both of whom joined this week’s CNBC “ETF Edge” to…

Buying a home is a key milestone. However, many are able to meet this aspiration only at later stages of life. While availing a home loan can be a challenge post a certain age, several banks and HFCs do offer home loans to senior citizens and retirees.However, the eligibility and terms differ and are much stringent, especially if you are applying for a home loan post 60. Growing age, unstable income, rising medical costs and uncertainty that come with age can be a hurdle. Here are a few tips that can help.Age-related challengesAge is one of the biggest challenges for…

Mishaal Rahman / Android AuthorityAndroid apps and games are our bread and butter, so we’re constantly investigating which ones might actually be worth your time. But as much as we like naming our own favorites, we’re always more interested in hearing what you think. That’s why, after rounding up our favorite Android apps and mobile games of 2025, we put them to a vote. In both cases, a clear winner emerged.The apps poll was based on Andy Walker’s roundup of his favorite Android apps of 2025, a list that mixed new releases with apps he simply discovered this year. He…

Anis Uzzaman (アニス・ウッザマン ) is the General Partner and CEO at Pegasus Tech Ventures | Chairman of Startup World Cup.We are witnessing a dramatic transformation in the global technology landscape. This is the right time for businesses to rethink how they innovate and grow. Nearly every industry is being reshaped, not only by trends such as generative AI and physical AI but also by the need to modernize infrastructure in response to climate and sustainability regulations.Here are the potential trends I believe will impact the global industry in 2026. Every company should figure out a way to cope with these…

Franchise systems work better with modern technology built for the people in the brand. gettyAs franchising moves into 2026, success will come down to getting the right balance between technology and the people behind the brand. The franchising industry is entering a new stage of growth. In 2025, we saw momentum from the entire industry, from emerging brands taking their first steps to mature systems operating hundreds and even thousands of locations. And at the center of this evolution is technology. Technology has been critical on how brands market, manage operations, and scale efficiently. As the industry looks ahead to…

Today’s mortgage rates | Thursday, January 22, 2026Last updated 11:39 PM ESTOn Thursday evening, January 22, 2026, the average interest rate on a 30-year fixed-rate mortgage fell six basis points to 5.99% APR, compared to yesterday.The average rate on a 15-year fixed-rate mortgage rose one basis point to 5.53% APR. The average rate on a 5-year adjustable-rate mortgage fell seven basis points to 6.53% APR.The 30-year fixed-rate mortgage rate is nine basis points higher than one week ago and 75 basis points lower than one year ago.A basis point is one hundredth of a percent, or 0.01%. We describe mortgage…

The U.S. dollar, to be clear, is not a cryptocurrency. But for many people, it is doing the job that cryptocurrencies like Bitcoin were originally intended to fill. To understand what is going on, and why the implications are so important for the global economy, it is worth going back to some of the original visions of Bitcoin.Bitcoin got its start, back in 2008, during the dark days of the global financial crisis. At that time, the U.S. government, among many others, was bailing out banks and financial companies and “printing money” to strengthen the economy. While central banks like…

Most users carry smartphones everywhere, including on public transport, in restaurants, and even into toilets. Dr. Meena Jha from Central Queensland University told the Independent that while many people wash their hands several times a day, they often overlook cleaning their phones.Scientists at the University of Arizona found in a 2017 study that cell phones carry 10 times more bacteria than most toilet seats. A separate 2025 study published by the National Library of Medicine examined 20 mobile phones representing 10 geographical regions worldwide and recorded 2,204 microbial traces, including 882 bacteria, 1,229 viruses, 88 fungi, and five protozoa. Researchers…

Key insight: Point72 Ventures passed along management of some of its fintech portfolio to the fintech investment firm Portage.Expert quote: “The firm is reallocating capital toward higher-conviction opportunities in AI and defense tech.” —CB Insights’ Jason SaltzmanSupporting data: CB Insights data indicates that 54% of Point72 Ventures’ active fintech holdings showed declining success probability in 2025.Point72 Ventures, the VC arm of billionaire Steven Cohen’s investment firm, has sold off some of its fintech investments in a move that analysts attribute to a “troubling” portfolio exit potential over the past few years.Processing ContentThe venture firm, of which Cohen is the sole…

Nearly half of all Americans don’t have sufficient money to cover a major unexpected expense, according to a recent poll, and many say rising prices are impacting their ability to save.In its latest Emergency Savings Report, the personal finance data website Bankrate revealed that 47 percent of Americans don’t have sufficient savings or income to afford a $1,000 emergency expense. Additionally, 68 percent said that, should they lose their primary source of income, they would be worried about how to cover basic living expenses over the next month.”Lack of liquidity, or access to cash, is a major constraint for many…

At a recent presentation at the Safety Conference in Whistler, Wombat Safety Software emphasized that safety systems only work if people actually use them. The session introduced the “12-Second Rule,” a UX benchmark based on the reality that frontline workers disengage from tools that feel slow or confusing. By field-testing designs with real workers and reworking anything that causes hesitation, Wombat showed how simplicity and clarity drive real-world safety results. WHISTLER, British Columbia – Jan 22, 2026 – Wombat Safety Software took center stage at a recent presentation during a prominent Municipal Safety Conference in the world-renowned ski resort, where safety…

Key Takeaways Amid sluggish hiring, workers with in-demand AI skills are commanding higher pay and more opportunities across a wide range of industries, not just tech.In 2026, many high-paying jobs with strong job growth are concentrated in tech, with median salaries for some topping $100,000.But tech jobs are to be found beyond Silicon Valley, with high-tech jobs found across the economy. The tech job market is splitting in two—between those who work directly with technology, and those who help it run. On the first side are software engineers, cloud architects, and data scientists—roles that still command six-figure salaries but whose…

SAN FRANCISCO — Google is leveraging its artificial intelligence technology to open a new peephole for its dominant search engine to tailor answers that draw upon people’s interests, habits, travel itineraries and photo libraries.The new option rolling out Thursday will give millions of people the option of turning on a recently introduced tool called “Personal Intelligence” within the AI mode that has been available on Google’s search engine since last year. The technology will be first offered in the U.S. to Google AI Pro and Ultra subscribers, as well as an option within its experimental Labs division for anyone with…