Author: TheWireHub.net

Investors haven’t had to deal with many deep market corrections over the past two decades. Since the 2008-2009 financial crisis, there was the 2018 mini-bear market that cut about 20% off the S&P 500. But it was back to new highs within several months. The COVID pandemic sparked a bear-market drawdown of more than 30%, but it also surged back to new highs following trillions of dollars in government stimulus. The 2022 bear market was the lengthiest drawdown. It was the end of 2023 before the S&P 500 fully recovered. The “Liberation Day” correction turned out to be a quick…

Key Takeaways Personal finance podcasts assist with budgeting, debt management, retirement saving, and home buying.The Dave Ramsey Show provides life and money advice three times a week.The Clark Howard Podcast offers money-saving tips in twice-weekly, 40-minute episodes.Start early with retirement savings in tax-advantaged accounts like 401(k)s or IRAs.Consider 529 plans for tax-advantaged college savings, with options for redirection to a Roth IRA. The podcast industry has exploded with growth, and that growth has extended to podcasts about investing and finance as well. There are between 3.5 million and 4.5 million podcasts worldwide, according to some counts. If you are looking…

Last week we explored a structural shift that is quietly forming beneath our fingertips. Mobile phone operating systems are evolving from passive launchpads for apps into active orchestration layers for intent. With multi-agent AI embedded at the OS level, the unit of interaction begins to move from tapping icons to stating outcomes. Apps recede into the background, interfaces become conversational, and software starts to look like plumbing. Technically, that trajectory is plausible. Economically, it is efficient. When friction collapses, layers compress. But there is a deeper force that will determine how fast this becomes real and who gets to profit…

Perhaps complicating the math further, those new tariffs could increase before refunds are issued. Just yesterday, Treasury Secretary Scott Bessent said that Section 122 tariffs could be raised by another 15 percent this week, The New York Times reported. And over the next five months, the tech industry could be paying tariffs at the same levels as under Trump’s IEEPA tariffs, Bessent has claimed. However, Trump’s tariffs remain hugely unpopular, even with Republicans. Both experts agreed that Trump will likely be more thoughtful about tariffs ahead of the midterms. And since he’s unlikely to get much support from Congress members…

The Las Vegas Convention Center is ready to host CES 2026. Credit: Consumer Technology Association (CTA) The January 2026 Consumer Electronics Show with its astounding assortment of innovative technology, gadgets and software is about to begin! I retired from the practice of communications law five years ago, but with the encouragement of several radio broadcaster friends — who likewise share my enthusiasm for fresh technology — I will be there. I am in pursuit of future tech at CES 2026 that will enhance our radio industry. While CES usually focuses on consumer goods, even robotic vacuums and programmed lawn mowers keep broadcast facilities…

couple talking to real estate agent about mortgage loan – Studio Romantic/ShutterstockAnyone who has bought a home before knows that the mortgage application process can be rife with hurdles and time-consuming steps. Even a highly qualified buyer with a credit score over 760 (or even up into the 800s) with access to the best interest rates will have to jump through at least a few hoops to prove their trustworthiness to a lender. The mortgage approval process is also one that blends automated gatekeeping processes with the personal touch of genuine human interaction. You’ll need some key financial data points…

Drones can save their own flight and sensor data on a blockchain. This system works without cloud servers and keeps records safe and checkable during flight. The demonstration represents more than a successful drone test. It signals a future in which intelligent machines do not simply operate but can prove what they have done. A team of student engineers from the University of Southampton has developed a blockchain-based “black box” system for drones. The system lets an autonomous drone record operational and sensor data directly onto a blockchain during flight, creating a record of its activities.- Advertisement – Like aircraft…

There’s a new wearable in town and it looks like telepathy in action. It’s called AlterEgo, and its secret isn’t magic or mind-reading. Its makers say the hardware detects “silent speech,” including everything from mouthing words to vocalizing internally (think subtle internal movements).  AlterEgo’s demo features projections of the “silent speech” detected by the wearable. AlterEgoThis means many tasks normally done with your voice could now be done silently, including conversation, live translation between languages and controlling digital devices. The device itself is worn on your ears.There’s a privacy benefit to not having to vocalize sensitive information in public, but there…

While buy-to-let real estate can generate steady cash flow and long-term appreciation, it also introduces specific tax rules, reporting requirements and potential liabilities. Rental income is generally taxable, but investors may qualify for deductions that reduce their overall tax burden. These can include expenses like mortgage interest, maintenance, depreciation and property management fees. Investors must also comply with IRS reporting standards, and they may face capital gains taxes when selling the property.A financial advisor can help you evaluate how rental property fits into your broader financial plan and tax situation. What Is a Buy-to-Let Investment?A buy-to-let investment is a property that…

Take Production Studios / Shutterstock.com (Take Production Studios / Shutterstock.com)I’ve spent years digging into what separates thriving retirees from those scrambling in their golden years, and it’s not rocket science. Indeed, I think it’s more about dodging the pitfalls most folks trip over. My research has led me back to many of the same issues I see proliferate again and again.Quick ReadPlanning for retirement can feel like a daunting task, but plenty of personal finance experts have chimed in with some key pitfalls to avoid.Ensuring passive income generation is there, as well as proper planning for expenses down the line,…

Antivirus software for your desktop PC, laptop, and mobile devices provides an additional layer of protection that goes beyond your operating system’s default security. Today’s antivirus solutions offer far more than just signature-based scans. They protect against threats such as phishing, ransomware, trojans, and worms. They may also warn you when you visit an untrusted website, when your personal details — including passwords — are found online due to data breaches, and when you are trying to download suspicious software. You can also perform regular scans to remove threats from your system. Get more in-depth ZDNET tech coverage: Add us as a preferred Google source on…

Key PointsThe HBM market’s potential growth over the next three years is likely to be a solid catalyst for Micron stock.Micron can outperform Wall Street estimates in fiscal 2028, paving the way for significant upside for investors.The past three years have been fantastic for Micron Technology (NASDAQ: MU) investors, as a $1,000 investment made in its shares three years ago is now worth an impressive $7,100. What’s worth noting is that a significant chunk of these gains has arrived in the past year, once it became evident that Micron is playing a critical role in the global artificial intelligence (AI)…

TUCSON, Ariz. — Can fixing human beings be a job for robots?While we aren’t quite at the level of the Emergency Medical Hologram from Star Trek or Baymax from Big Hero Six, artificial intelligence is still making a difference in the medical field.In Arizona, Tucson Medical Center says it has AI in its corner, literally.“I like to think of A-I as a way that allows us to be our best selves as clinicians,” said Dr. Josh Lee. He’s the Senior Vice President of Tucson Medical Center and a practicing physician.He says the TMC introduced artificial intelligence to their facilities around…

Dec. 4, 2025, 9:53 a.m. ETWe’re nearing the end of 2025, and I have a dear friend who still refuses to use a debit card because she “doesn’t trust them.” Anything digital gives her the willies, and she flatly refuses to bank any differently than her parents did in the 1960s.While she (and everyone else) is free to make their own financial decisions, it’s hard to imagine why a person wouldn’t at least consider what they’re giving up by holding on to old practices. I know for sure that she would never (in a million years) consider a digital bank,…

Key PointsBitcoin isn’t about to gain a lot of new features over the next 10 years.Cardano almost certainly is.The present state of affairs suggests that one of these coins has a big advantage.Bitcoin (CRYPTO: BTC) and Cardano (CRYPTO: ADA) are investments that, in theory, serve two very different roles in a portfolio. One is the crypto sector’s benchmark and a widely accepted digital store of value, whereas the other is a smart contract platform with a uniquely capable developer community and a meticulous development process.In that framing, both are arguably worth buying and holding for the next 10 years or…

I haven’t seen a proper gaming laptop deal all week, so I was quite happy when I spotted the Lenovo Legion 5i on sale. And not just any old sale, either—this one’s got a whopping $551 discount! That means you can get the Legion 5i for just $1,549 at B&H right now (was $2,100). This laptop is more than what you need to get work tasks done and play all your favorite games at visually pleasing settings. Running on an Intel Core Ultra 9 275HX processor and 32GB of DDR5 RAM, this laptop is a rocket. Toss in the 1TB…