Author: TheWireHub.net

NEW YORK — Did you buy your house during the pandemic years? Congratulations, there’s a good chance you have a dirt cheap mortgage rate. Perhaps below 3% – about half of today’s average for a 30-year fixed mortgage. For would-be buyers who missed that golden window, it can feel like they lost their opportunity to afford a house. But it turns out there is a way to turn back the housing market clock: It’s called an assumable mortgage. This kind of transfer lets the homebuyer take over the seller’s mortgage, and with it, their old – much lower – mortgage…

A growing number of developers are turning to blockchain-based investment vehicles to unlock new pools of capital, but critics warn the new financing model may attract bad actors who could dupe novice investors out of their money.  More than 10,000 investors hold more than $356M in digitized tokens backed by 57 real estate assets in 10 countries, according to the tokenized real-world asset tracker RWA.xyz.  And a lot more money is expected to flow into digitized investment vehicles. The Deloitte Center for Financial Services predicts that $4T of real estate will be tokenized by 2035, up from $300B in 2024. Deloitte analysts say fractionalized…

(Image Credits: Pinterest) There was a time, not too long ago, when “wearable tech” meant clunky plastic bands that screamed for attention and rarely matched your shoes. Those days are officially over. We are currently moving into the era of Wearables 2.0. This is the world of “normcore” tech, where the gadgetry isn’t an accessory you strap on, but the very thread of your favorite jeans. The goal for 2026 is simple. Your clothes should work harder than you do, but they should look exactly like the basics you already love.Denim That Corrects Your Slouch Denim has always been the…

Companies are investing heavily in digital analytics hubs with AI and gen AI capabilities, enterprise CRM systems, and marketing technology platforms. Nowhere is this more concentrated than in commercial functions, where growth and customer impact live.

Key Takeaways ChatGPT can be a resource for retirement planning questions, but it doesn’t replace the advice of a human financial advisor. When using ChatGPT for research, be sure to verify the sources of information that ChatGPT uses to answer your question. Take your ChatGPT answers with you as you discuss your in-depth retirement plans with a human financial advisor. ChatGPT is ready for your retirement planning questions. It can provide answers on subjects such as deciding when to collect Social Security, estimating medical costs, and choosing which retirement accounts to tap first to minimize taxes. But should you trust…

Worries over how artificial intelligence may disrupt software companies have shaken up those stocks, and Citi says some of them may be ripe for a rebound. Software stocks have struggled this year as investors fear AI will make “software as a service” business models obsolete. The iShares Expanded Tech-Software Sector ETF (IGV) is down more than 20% for 2026, and has fallen more than 8% in February alone. The software sell-off intensified in early February after AI startup Anthropic launched new tools within its Claude Cowork agent for legal, finance and product marketing matters. After a slight recovery, the stocks…

AI R&D challenge Sen. Cory Booker, D-N.J., introduced a bill on Feb. 9 that would ask the director of the National Science Foundation to spearhead award competitions for new artificial intelligence research and development.The AI Grand Challenges Act of 2026 seeks to create a new program helmed by NSF to incentivize new research in AI fields, particularly focusing on key policy areas like national security, cybersecurity, health, energy, transportation, manufacturing, quantum computing, materials science and more. The only mandated challenge in the measure would direct the head of the National Institutes of Health to take part in establishing a health-AI contest…

Later this month, I’m heading to Harvard to learn about AI.  Artificial intelligence was once a science fiction trope; today it’s a business fact. It shapes how decisions get made, how work is evaluated, and how much stakeholders trust organizations. Leaders aren’t being asked if they’re using AI; they’re being asked how they are integrating it—and they are being judged on their response.   That reality is what drove my decision to explore AI-driven, human-centered solutions with a world-class instructor and a cohort of business leaders.   AI is a culture and performance issue  When executives talk about AI, most…

Investors should try to look beyond the more popular names in the market. There are often better opportunities hiding in plain sight.The digital bank and fintech stock SoFi Technologies (SOFI +1.61%) has been a popular choice, especially among retail investors. Over the past year, the stock has served investors well, delivering gains of over 37%. However, SoFi continues to trade at a fairly rich valuation. Although it’s come down some from previous highs, the stock recently traded at close to 34 times forward earnings and nearly 10 times forward sales. While SoFi may continue to perform well, it isn’t the…

In a dramatic turn on Capitol Hill in January, U.S. lawmakers abruptly postponed a scheduled vote on a high-profile cryptocurrency bill just hours before it was to be considered by the Senate Banking Committee.The Digital Asset Market Clarity Act, often referred to as the Clarity Act, is expected to be a big step toward a comprehensive regulatory framework for digital assets in the United States.According to The New York Times, the delay followed Coinbase’s chief executive, Brian Armstrong, publicly withdrawing the exchange’s support for the legislation in its existing form.Armstrong argued that the bill contained provisions that would chip away…

Asus Vivobook 14 MSRP $649.99 “Asus Vivobook 14 is a good template for serving the best of Windows 11 on an affordable and practically rewarding platter” Pros Solid trackpad and decent keyboard Sufficient selection of ports Decent performance for the price Reliable battery with fast charging Generous memory for 2026 Windows Hello for biometric lock Cons Display could’ve been better Plastic flexes on lid and deck Fan can get noisy Random performance hiccups What makes a good laptop? Well, I can give a pretty haphazard answer to that. But if I were to give a broad verdict, I would say…

By Ladan Hosseinzadeh Sadeghi | Sky Property Group TORONTO, ONTARIO / ACCESS Newswire / February 3, 2026 / In an increasingly volatile global economy, investors are reassessing how to preserve capital while maintaining exposure to long-term growth. Inflationary pressures, geopolitical risk, and shifting monetary policy have renewed interest in hard assets-investments grounded in tangible value rather than speculation. Gold, silver, and real estate remain three of the most reliable pillars in this category. According to Ladan Hosseinzadeh Sadeghi, whose work with Sky Property Group focuses on disciplined, fundamentals-driven investment strategy, resilient portfolios are built on assets that perform across cycles,…

Key Takeaways Accountants handle auditing, financial forecasting, and reports; financial planners focus on wealth management and retirement planning.Accountants typically earn a salary, while financial planners often work on commission.Both careers generally require a bachelor’s degree, but certification processes differ.Financial planners need strong sales and networking skills; accountants need to be detail-oriented and number-savvy.Job growth is projected to be about 7% for accountants and 5% for financial planners from 2020 through 2030. Accountant vs. Financial Planning: An Overview Accounting and financial planning provide rewarding and lucrative long-term career options. Accountants do audit work and financial forecasting, and they put together financial…

Hi, friends! Welcome to Installer No. 116, your guide to the best and Verge-iest stuff in the world. (If you’re new here, welcome, happy National Ferris Wheel Day to all those who celebrate, and also you can read all the old editions at the Installer homepage.)This week, I’ve been reading about Letterboxd and Mike Vrabel and AI influencers and daytime talk show economics, taking copious notes on Ezra Klein’s terrific podcast on the state of the internet, buying just about every lamp in this excellent office tour, making Dot my main Mac calendar app, telling everyone I know how good…

For the past several weeks, Sandra Graber has been desperately trying to help her friend, a 79-year-old Vancouver resident, recover Social Security payments that didn’t arrive in December and January. Her friend can’t go online to resolve the issue because she doesn’t own a computer. Many senior citizens across Clark County and the United States are grappling with recent changes to Social Security and the increasing role that digital technology plays in their day-to-day lives. Graber — a Cornelius, Ore., resident — didn’t want her friend named because she has early-onset dementia. Graber serves as her agent under power of…

UNITED NATIONS (AP) — The U.N. General Assembly voted overwhelmingly Thursday to approve a 40-member global scientific panel on the impacts and risks of artificial intelligence, with the United States strongly objecting.U.N. Secretary-General Antonio Guterres, who established the panel, called the adoption “a foundational step toward global scientific understanding of AI.”“In a world where AI is racing ahead,” he said, “this panel will provide what’s been missing — rigorous, independent scientific insight that enables all member states, regardless of their technological capacity, to engage on an equal footing.” He has described it as the first fully independent global scientific body…