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Key Takeaways The Series 79 exam qualifies candidates for entry-level investment banking roles.A FINRA member must sponsor candidates to take the Series 79 exam.The exam consists of 75 multiple-choice questions focused on investment banking topics.Test-takers need a score of 73% or above to pass the Series 79 exam.The Series 79 and Securities Industry Essentials exams are required for investment banker registration. Get personalized, AI-powered answers built on 27+ years of trusted expertise. Passing the Series 79 exam is required for applicants of entry-level jobs as investment banking representatives. This test is a necessary step to obtaining registration for the job…

1. Why is the crypto market down today?The crypto market is down today because of rising global uncertainty and heavy selling pressure. President Trump’s new tariff announcement has increased fears of an economic slowdown. When investors feel nervous, they usually move money into safer assets like gold instead of crypto. On-chain data also shows that large Bitcoin holders, known as whales, are moving coins to exchanges, which often signals selling. At the same time, stablecoin inflows are low, meaning there isn’t much fresh money coming in to support prices.2. What do the new Trump tariffs mean for the crypto market?The…

BearFotos/Shutterstock Many people go to flea markets to find bargains on used and antique goods, from small trinkets and knick-knacks to furniture passed down through generations. While you might not think of gadgets and electronics when visiting places like these, you can sometimes find them at these markets too. It’s also possible to get a good deal on this stuff, especially if you’re quite good at haggling or if the seller wants to get rid of their inventory rather quickly. These older gadgets and electronics often don’t have the features…

Live Updates Feb 18, 2026 at 2:12 PM EST According to the latest Fed minutes, Federal Reserve officials note that further interest rate cuts should be paused for now. However, while a pause was met with approval, the path towards cuts is mixed with arguments over inflation and the labor market. “In considering the outlook for monetary policy, several participants commented that further downward adjustments to the target range for the federal funds rate would likely be appropriate if inflation were to decline in line with their expectations,” the meeting summary stated, as quoted by CNBC. Meanwhile, “Some participants commented…

Britain’s energy watchdog has issued fresh advice to households on how to slash gas and electricity costs. It comes as the latest forecasts suggest the energy price cap could fall by around £117 in April under Government plans to remove green levies from bills – offering some relief after years of punishing costs.In a social media post, Ofgem highlighted simple steps that can cut bills, from tweaking your boiler settings to swapping old lightbulbs for LEDs. With millions still feeling the squeeze from high energy costs, the regulator says savings are possible “with these everyday actions and home improvements”.Quick wins…

Listen to the article 6 min This audio is auto-generated. Please let us know if you have feedback. As AI assistants like OpenAI’s ChatGPT, Google Gemini and Microsoft Copilot increasingly mediate the customer experience, brands must rebuild their mobile apps and websites to support their use, experts told CX Dive. “I think in a year or two — three years, certainly — this whole concept of having an app that you tap and swipe or type stuff into is going to be completely gone,” Tobias Dengel, president of Telus Digital Solutions, said. “You’re just going to want to use your…

RALEIGH – North Carolina’s technology economy isn’t just holding strong — it’s setting the pace. The North Carolina Technology Association (NC TECH)’s newly released 2026 State of the Technology Industry Report (commonly known as NC STIR) highlights a sector that continues to expand its footprint, deepen its impact, and outperform much of the country across key economic metrics. “The combination of investment, research, and an increasingly diverse workforce has created a foundation for long-term competitiveness in North Carolina.” — Ted Abernathy, Managing Partner, Economic Leadership LLC Women lead, jobs multiply The report confirms what many in North Carolina’s innovation community…

The Irrational Decision: How We Gave Computers the Power to Choose for UsBenjamin RechtPRINCETON UNIVERSITY PRESS, 2026 If you ask Benjamin Recht, author of The Irrational Decision: How We Gave Computers the Power to Choose for Us, he’d likely tell you our current predicament has a lot to do with the idea and ideology of decision theory—or what economists call rational choice theory. Recht, a polymathic professor in UC Berkeley’s Department of Electrical Engineering and Computer Science, prefers the term “mathematical rationality” to describe the narrow, statistical conception that stoked the desire to build computers, informed how they would eventually…

Reverse mortgages, home equity loans, and HELOCs are all ways homeowners can tap into the value of their homes for cash. That means the financing for these loans is secured by the home, so rates are typically lower than for other types of debt. However, the bank could force you into foreclosure if you fail to make on-time payments.  But that’s about where the similarities between these types of mortgages end: Each has different requirements, distribution rules and repayment schedules. Additionally, while home equity loans and HELOCs are usually taken out to fund a specific project or expense, reverse mortgages are typically…

Feb. 20, 2026, 2:05 p.m. CTAs cryptocurrency finds a place in global financial markets and the price of Ethereum continues to rise, even local governments are taking notice. In the same way as many industries are exploring blockchain solutions, small cities and municipalities are experimenting with Ethereum-powered infrastructure that might support governance initiatives and public projects.”At least 19 states have established official study groups to research potential use cases for the technology,” Nicol Turner Lee and Judy Wang wrote for Brookings. “[For example,] California’s Department of Motor Vehicles has piloted blockchain technology to digitize car titles, signaling openness to the…

Distributed by EIN PresswireAs Valentine’s Day gifting trends continue to evolve, wearable health technology is increasingly being considered alongside traditional presents. VILNIUS, LITHUANIA, February 10, 2026 /EINPresswire.com/ — Among these options, the Oura Ring 4 has gained attention as a wellness-oriented gift that combines discreet design with continuous health and sleep tracking. Priced from approximately $349.00, the device is positioned as both a functional health tool and a minimalist piece of everyday jewelry. Rather than focusing on novelty, the Oura Ring 4 appeals to consumers seeking gifts that reflect long-term care, healthy habits, and daily well-being. Oura Ring 4: A…

Pros explainedOperates as a fiduciary: Fisher Investments adheres to a fiduciary standard, meaning its advice should reflect your best financial interest. Additionally, Fisher Investments is fee-only, meaning advisors are compensated through fees and not commissions.Builds tailored portfolios: After getting familiarized with your goals and financial situation, Fisher Investments offers customized advice and constructs tailored portfolios. Various assets are implemented to carry out your strategy.Dedicated investment counselor for your portfolio: Fisher Investments will assign a dedicated advisor to your portfolio, so you’re working with someone who understands your financial situation and goals. Cons explainedHigh account minimum: In most cases, you must have…

NEW YORK (AP) — Are you intimidated by personal finance? Vivian Tu wants to help. Tu is known for her TikTok account, “Your Rich BFF,” where she makes entertaining videos about personal finance. Topics include how to negotiate your salary and practical tips for dealing with credit card debt. Tu, who refers to herself as “your favorite Wall Street girly,” has 10 million followers on social media and has published two personal finance books. Tu, born and raised in Baltimore, often connects her interest in personal finance to her upbringing as the daughter of Chinese immigrants. Her parents raised her…

Although software stocks have slumped in 2026 on fears that artificial intelligence will disrupt their business, several names are more likely than others to not only survive but to thrive, according to UBS. In a new note to clients, UBS analysts pointed to Microsoft , ServiceNow , Autodesk and HubSpot as stocks that could see their shares surge, despite the broad downturn in the software sector. “We are benchmark the sector … and see selective opportunities,” UBS strategist Andrew Garthwaite said Wednesday in a note to clients. Among their other advantages, many software stocks are also a play on the…

The technology industry is obsessed with the future. Many of our modern marvels are rooted in the legacy of Bell Labs, an innovation powerhouse in suburban New Jersey. Bell Labs, the once-famed research arm of AT&T, celebrated the centennial of its founding last year.In its heyday, starting in the 1940s, the lab created a cascade of inventions, including the transistor, information theory and an enduring computer software language. The labs’ digital DNA is in our smartphones, social media and chatbot conversations.“Every hour of your day has a bit of Bell Labs in it,” observed Jon Gertner, author of “The Idea…

India celebrates 80 years of independence from the UK in August 2027. At about that same moment, “early versions of true super intelligence” could emerge, Sam Altman, the co-founder of OpenAI, said this week.It’s a looming coincidence that raised a charged question at the AI Impact summit in Delhi, hosted by India’s prime minister, Narendra Modi: can India avoid returning to the status of a vassal state when it imports AI to raise the prospects of its 1.4 billion people?Modi’s hunger to harness AI’s capability is great. He compared it on Thursday to a turning point that resets the direction…