Author: TheWireHub.net

Built on Lending, Not on Users. Powered by the Strongest Unit Economics in Philippine Banking. MANILA, Philippines and SINGAPORE, May 12, 2026 /PRNewswire/ — Tonik, the holder of BSP Digital Banking License No. 001 and the Philippines’ first standalone digital bank, has reached a defining milestone: sustained profitability. The company generated consolidated positive cash net income (after all costs including cost of risk) in Q1 2026, becoming the first standalone digital bank in the country to do so—and one of the fastest non-ecosystem neobanks globally to reach this point. At the same time, Tonik’s regulated bank subsidiary, Tonik Digital Bank,…

TLDR Between Q1 2025 and Q1 2026, Binance’s artificial intelligence security infrastructure prevented $10.53 billion in potential cryptocurrency theft and user losses. The exchange intercepted 22.9 million phishing and scam operations in the first quarter of 2026, safeguarding $1.98 billion in customer assets. Artificial intelligence now manages 57% of Binance’s fraud prevention systems, achieving card fraud rates 60–70% lower than industry standards. The platform facilitated the recovery of $12.8 million across 48,000 fraud incidents, representing a 41% increase compared to the previous year. Industry-wide cryptocurrency fraud reached $17 billion in 2025, marking a 30% surge as AI technology makes malicious…

Haley Billey bought an Oura Ring to track her fertility. It arrived the day after she learned she was pregnant. She slipped the $450 titanium band on anyway.Months of worrisome readings on measures of energy and stress, levels she initially attributed to pregnancy, persuaded her to seek a professional opinion. The ultimate cause: Hashimoto’s disease, an autoimmune disorder.“The ring can’t diagnose you,” said Billey, 31, a manager at National Park Friends Alliance in Ann Arbor, Mich. “I can look at the data and take it to my doctor.” But she’d like the ring to do more. So she’s now handing…

Digital assets focused Grayscale Investments has signaled strong interest in bringing a dedicated Cardano exchange-traded fund (ETF) to market before the end of 2026. Recent developments point to a potential activation of existing regulatory filings as early as mid-August, which could trigger a streamlined SEC review period leading to a possible trading start around late October 2026. The proposed product, expected to trade under the ticker GADA, would convert Grayscale’s pre-existing Cardano Trust into a publicly listed ETF rather than starting from zero, potentially accelerating the timeline once approvals align. This initiative reflects Grayscale’s broader push into alternative cryptocurrencies as…

How to choose the right wealth manager for youWhen choosing a wealth manager, you may want to interview at least three to determine who might work best for you. “Start by figuring out what you want and pick a lane,” says Pam Krueger, the founder and CEO of Wealthramp Inc., a platform that matches clients with fee-only financial professionals. “Do you want advice and help planning, or are you just looking for portfolio management?” Krueger recommends reviewing what matters to you and the type of relationship you want to have with a wealth manager and comparing your financial advisor choices based on…

WALTHAM, Mass., May 11, 2026 (GLOBE NEWSWIRE) — Rocket Software, Inc. (“Rocket Software”), a global technology leader in modernization software, today announced the completion of its acquisition of Vertica®, an enterprise-grade analytics database platform, from OpenText (NASDAQ: OTEX), (TSX: OTEX). The acquisition advances Rocket Software’s strategy to bring intelligence to modernization by combining trusted core systems with high-performance analytics and AI to help enterprises unlock the full potential of their data. The acquisition brings more than 600 global customers and 170 employees to Rocket Software’s global organization.“For more than 35 years, Rocket Software has been the modernization partner of choice…

Progress has always impacted the way police operate. Radios changed communication. Patrol cars changed response times. Computers changed investigations and record keeping. Cellphones, databases and body cameras all reshaped modern policing. Today we are faced with technology moving at light speed, creating a new landscape for how law enforcement does its work. One of those tools is the drone. What first gained attention as a military craft is now everywhere. Drones are used for everything from spectacular light shows replacing fireworks displays to surveying land and assisting firefighters. Movie studios and television stations use them because they are less expensive…

AI Agent Enrollment Growth System Automates Lead Capture for Childcare Businesses 24/7 Infinite Leads AI Technology has launched its AI Agentic Enrollment Growth System, a platform built specifically for childcare operators that automates the full lead-to-enrollment pipeline around the clock. The release addresses a persistent operational gap in the childcare sector, where front-desk staff and directors routinely miss parent inquiries during peak hours, weekends, and after-hours periods, resulting in lost enrollment opportunities. Automated Lead Capture Built for Childcare Operators The platform deploys AI Employees and AI Agents that handle the initial capture, qualification, and follow-up of parent inquiries the moment…

Manchester-based Keel has emerged from stealth after reaching profitability and establishing a growing client base for its Banking-as-a-Service (BaaS) platform across multiple fintech markets. Originally founded in 2019 as consumer neobank Frost, the company combined digital banking services with energy-switching tools and grew its user base to more than 18,000 customers. Following changes in market conditions, the business later shifted its focus toward fintech infrastructure, building on the technology developed through Frost. Over the past two years, Keel has focused on developing its BaaS platform, securing regulatory approval for its new operating model and redesigning its APIs for external use.…

Grok Was Tricked in a $200K ExploitGrok, the AI chatbot developed by Elon Musk’s xAI, was recently tricked into approving a crypto transaction through a public reply on X.The hacker did not hack the wallet or steal a private key. Instead, they used a hidden Morse code message inside a reply to make Grok send instructions to Bankrbot. Within seconds, nearly $200K worth of crypto was drained from Grok’s auto-created wallet.Here’s how it happened, why it matters, and what it reveals about the future risk of AI Agents handling real money.How Did the Hacker Exploit Grok With Morse Code?Before the…

II know I’m not the only person who wants a MacBook Pro for Windows: a sleek, ultra powerful, super portable machine with an excellent screen and high-quality build. Samsung’s Galaxy Book6 Ultra certainly tries. It’s got a beautiful screen and a nice design, and it’s as solidly built as laptops come.It also looks, well, almost exactly like a MacBook Pro, to the point where I occasionally use the wrong keyboard shortcuts out of habit. Other Windows laptops have at times incorporated some MacBook design influences, but the Galaxy houses so many of them that it’s obvious what Samsung was going…

Vanguard Real Estate ETF (VNQ +0.24%) offers a concentrated portfolio of domestic REITs, while Vanguard Global ex-U.S. Real Estate ETF (VNQI +0.38%) provides broader international diversification and a higher trailing yield.Real estate investment trusts (REITs) provide income and growth potential, but geographic concentration can shift a portfolio’s risk profile significantly. While both funds originate from Vanguard, they serve different strategic roles. One focuses exclusively on the domestic property market, while the other looks across more than 30 international markets to capture global real estate trends.Snapshot (cost & size)MetricVNQIVNQIssuerVanguardVanguardExpense ratio0.12%0.13%1-yr return (as of May 7, 2026)14.10%12.70%Dividend yield4.50%3.60%Beta0.731.00AUM$3.7 billion$64.6 billionBeta measures price…

Despite the common advice to start a budget, many people find it difficult to stick to a budget or feel like budgeting just doesn’t work for them. Rich & REGULAR, a popular money podcast by Kiersten and Julian Saunders, recently shared a fresh perspective on why most budgeting advice falls short.For You: 6 Things You Must Do When Your Savings Reach $50,000Learn More: 8 Frugal Habits Americans Are Ridiculed for — and Why You Shouldn’t CareLet’s explore why most budgeting advice doesn’t work and how a more flexible, realistic approach can help you take control of your finances and actually…

Hi, friends! Welcome to Installer No. 124, your guide to the best and Verge-iest stuff in the world. (If you’re new here, welcome, send me your Coachella fits, and also you can read all the old editions at the Installer homepage.)This week, I’ve been reading about restaurant bread and GLP-1s and Lenny Rachitsky and Artemis II fashion, watching the new boy band doc because I will always watch a boy band doc, also watching every clip I can find from Justin Bieber’s Coachella set, filling the Schitt’s Creek-shaped hole in my heart with Big Mistakes, getting increasingly excited about The…

The VivaTech Innovation of the Year acknowledges and celebrates exhibiting startups at VivaTech 2026 that showcase outstanding innovation, advanced technological capabilities, and significant potential to revolutionize their respective industry. Image Credits:VivaTech TechCrunch will curate a shortlist of the top 30 candidates, appoint a jury member to help select the final top 5, and participate on stage at VivaTech on June 17 alongside the full jury during the final award presentation. Five finalists will have the opportunity to pitch on the VivaTech stage on June 17, gain introductions to venture capitalists, enjoy exclusive networking with jury members and achieve high visibility…

Key PointsBoth businesses have thriving cloud computing segments.Alphabet has a growth advantage.Microsoft’s stock is far cheaper than Alphabet’s.Artificial intelligence (AI) stocks come in all varieties, but two of the biggest on the market are Microsoft (NASDAQ: MSFT) and Alphabet (NASDAQ: GOOG) (NASDAQ: GOOGL). Both of these companies are known as AI hyperscalers, as they are rapidly building out the computing footprint necessary to handle a vast amount of AI workloads. This includes pouring hundreds of billions of dollars into capital expenditures to build out data centers to support AI.But between the two, which is the better buy?Will AI create the…