July 29, 2026, 2:28 p.m. ET
NEW YORK — As real estate investors nationwide compete for deals in a market where speed and flexibility increasingly matter more than the lowest possible rate, direct private lenders like BrightBridge Realty Capital are stepping in to fill gaps left by slower, more document-heavy bank underwriting.
BrightBridge is a direct private lender serving real estate investors across a range of project needs. The company has been growing its footprint nationwide and adding new loan programs to its lineup, and it structures its products to follow an investor through an entire deal cycle, from acquisition through a stabilized rental hold, rather than requiring a new lender relationship at every stage.
Investor purchases continue to account for a portion of housing-market activity across the US. Investors purchased 15.9% of all U.S. homes sold in the third quarter of 2024, representing roughly $38.8 billion in acquisitions, according to Redfin’s Q3 2024 Investor Home Buying Report. This activity may contribute to demand for financing among real estate investors, like the ones BrightBridge offers, that are built around a property’s fundamentals rather than a borrower’s personal income documentation.
Fix-and-flip sentiment has also strengthened. The Fix and Flip Housing Market Index, produced quarterly by John Burns Research and Consulting, rose to 62 in the fourth quarter of 2025, up from 56 the prior quarter, with 71% of surveyed flippers saying they expect to buy more properties in 2026 than in 2025, the largest quarterly gain in three years and the highest share in the survey’s four-year history.
BrightBridge provides financing intended for portfolio investors and self-employed borrowers, with options that consider factors such as rental-property cash flow. As investor financing continues to shift away from conventional bank underwriting toward asset-based lending, private lenders offering that kind of speed and flexibility, including BrightBridge Realty Capital, which provides financing to real estate investors across the US.
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